The company is amazing and then they sell your loan and all of the niceness goes away. They never plan to keep your loan. SST is a collection company and they treat you as such. Never get a loan from SeedFi. They have no plan to service the life of the loan. Had I know this I would have never done it. What a scam. Read the fine print. They have the right to sell your loan. They say the terms are the same. They are not you will be charged late fee. I have alway make 1 1/2 payment. I was ahead and from seedfi was told my next payment was $84. Called sst full loan amount plus they charge you five dollar to make an online payment. Again what a scamStay away they will sell your loan.