Had some initial issues with Revolut whereby they tried to charge me twice for a physical card, but I moved past that a got on with using my premium plan. I am now at a point where I need to dial back on certain things, and I’m not using it enough to justify the £6.99 monthly fee. So today I went to downgrade to a standard plan and was shocked to find there was a £14 cancellation fee!!!!! That is insane. It’s scam level banking. Would never consider using this again, and would never recommend.