Absolutely disgraceful company!!!Allowing some savings company to remove funds from my bank account and don’t know who the company are.Made one full payment and because it wouldn’t split payment in 4 so I haven’t used it for over a year.They said they’ll get their fraud department.I don’t hold out much hope,Zilch just seem to be very hard to use and therefore I will block them on my bank account and stick to not using it or trying. Clearpay are a much better choice