My name is Jovan and I was scamed from company name Trade 360. My expirinace till now with Pay Back is on the level 2 like I mark. Reasons? I see that many people here put some names, give high recomendation…for me after almost 3 years, I forget how many names and representatives I change / Pay Back change it / so I will not add names. From my point of view, if I don’t call or send mails to pay back, they will do nothing. Sorry guys from PB but this is true. I need to send remainder and to ask so many thinks and to push you to do something and still I didn’t receive 1$ back, and from last mail I think that they prepare me to tell me that they don’t have solution and that after 3 years they can’t do anything. I hope that I’m not right but for now this is. 2!From start I have one person who show some intrest and start to do something on my case, but after him…Just stories …and that I receive when I send mail and ask are we doing something. I filing bad for pay more money to Pay Back on top of all what I lose …and my lose is 207000$ plus 5% or 10% what I pay to pay back.I didn’t want to wright this review but on the end I decided to do, so I hope other people can check and ask them self two times before start to work with them.Good luck too all