N26 allowed multiple security breaches to happen and does not protect the consumer. I do not recommend you use this bank. Usually, online fraudulent transaction happen once due to 1 security flaw, but N26 allowed another 4 subsequent withdrawals from fraudulent merchants. Despite providing evidence, they refused to fight for my case. I lost a few thousand dollars. I have waited for 30 days but their customer support refuses to re-open the case. Do not go with this bank.