This is probably run my scammers. I tried to sign up and was unable to get my credit score/report, for whatever reason. The only email I received from them was a welcome email, NOWHERE DOES IT STATE ANY CHARGE OR MEMBERSHIP. I only just noticed on my bank statement that I have been charged 34.95 twice, in march and april + a $1 on the date of verification(that is why they requested cc, just to verify). Now its telling me to cancel a membership I did not sign up for, and has been charging me for SERVICE I NEVER RECEIVED. I have already reported this to my bank as fraudulent, I see no point in trying to call them to cancel after going through the reviews. I will have my bank block them and dispute the charges. Update: called and they have canceled my account. They refused to give a full refund even though no service was rendered, offering 25%. I rejected it and will have my bank take it up