Beware of this scam, they keep getting money from your account but will not pay your credit card, they might be using your money to earn interest. Nobody will reply to your email or chat. Waste of time and money. I have turned off my smart round ups but they still keep tansferring from my bank account. I had more than $ 1,000 in my stash they never paid my credit card, i had to make the minimum payments. I withdrew my stash but I still have $ 120++ left which I cannot wirhdraw yet. If you want instant transfer when you withdraw they will charge you as well. They will never reply to you unless you have a negative review here on trust pilot. They will give you an email address but you will not get a response, they will not answer questions but will just tell you you can just withdraw. Withdraw your money as soon as you can.