Do not use this app. I have been scammed by them and want to warn others.They just randomly took $132.00 out of my checking account. I’m canceling my account that was only used for small ($10) cash advance, and have reported it to my bank and BBB. You cannot reach real people with Albert. Only text and email It’s 100% automated All computer generated responses! Good Luck to others trying to get their money refunded as well.There have been many others besides me that have been scammed by Albert. Take a look for yourself.