This is the worse company ever. Used card at store first time was denied. Entered information on Website and card was compromised. Called a total of 8 times talked to supervisor and they will not put fund back on card unless I do a dispute. Dispute they need to do the dispute. Funds were compromised even before I used the card. Want me to fill out paperwork forget that. Talk about a scam this is the worse. Got nowhere with the people. This is the worse company beware do not use this Vanillagift.com.