this company is nothing but a scam and ripoff. They WILL and DO take money out of your account without your permission and with NO transaction taking place and keep it for at least 5 days, which is HIGHLY ILLEGAL IN EVERY STATE!!! The ONLY poisitive ratings for this MISERABLE company are on propaganda sites that do NOT print or use the overwhemlingly negative experiences people have with scam companies like PayPal, which should be BANNED in every country!