I am completely with everyone who gave a one star rating on Newchip, it is the truth. Newchip does not standby their guarantees as they say in the contract -when it comes due for your refund they will blame you or make up some excuse why you are not eligible for a refund just to wiggle there way out of it and worst of all the founder himself Andrew Ryan is the mastermind behind this scam. He will finish you off and threaten you in the hopes you shut up, it is quite atrocious how this company is still allowed to operate. Please stay away from Newchip led by an unethical founder Andrew Ryan.