My experience is even worse. They have charged my credit card almost $6000 for memberships I did not authorize. Once they get credit card info they just keep on using it to sign you up with other companies. The amounts double because the amount charged initially is half of what it should be. To matters worse, I am living off of Social Security. The only ones making money are these “experts”. I think all of us should get together and file a Class Action Suit against these people. Jeff Brown has already been to prison for a previous fraud conviction.