Do NOT make business with this company, they offer you a bunch of perks for a membership fee that does not explain how the money will be taken off and all of the sudden they charge you $89 that you don’t have because you are looking for solutions right? On top of that AFTER you sign up it says that they can help you after you make 5 payments to their credit builder $50 loan and when you cancel it says that will lower your credit score “even though when you sign up says that they don’t check your credit score and bla bla bla” it is a ripped off, they get your membership fee and leave you with empty hands no solutions at all, stop doing that stupid advertisement and be clear before you scam people, have some dignity. Customer service is none.