I am VERY upset. I have this company showing up on my credit report as six months past due and don’t even have them as a company. This is fraudulent. I disputed it with Equifax and the company is still claiming it’s valid. I have sent two emails over the last two months to Bright Capital Inc, and no response. The phone number on the credit report sends you to a turned-off Verizon Wireless customer’s cell phone. This is a joke, and I am livid!