Think about it this way if you literally can save money why charge a monthly fee when you can save 10% on purchases.Im sure everyone would sign up and split it 5% each but you just a scam companyI bought a dominos for £24At the end of payment you pop up telling me I could get £16 back on my next purchase yeah right scammersBut I ain’t that stupid to sign up to it £15 a month lol