I bought a guitar using PayPal as the payment method.Turned out the seller was a fraudster. PayPal sided with the fraudster based upon a UPS delivery confirmation for a 0.3 lb item (about the weight of a letter in the envelope) when my guitar would have weighed about 10 lbs. They do not protect your purchases. You know who does? American Express, MasterCard, Visa and Discover. I’m done with these clowns.