Amazing app, my experience is great, They handled my issue, fast and without any problem. I didn’t authorize a payment that was completed and they started my refund process yesterday, I explained to them how and what happened. Some apps will try to scam you out of your money, no matter what, but they clearly aren’t like that. Plus their credit builder is a lot of help, the way it is done works great. I will come back to let everyone know, that my refund went through.