MILITARY MEMBERS BEWARE – PLEASE READ. I entered the National Debt Relief program in December 2022 with a significant amount of debt. Fast forward 4 months later and I am now in danger of losing my security clearance. Using this program kills your credit score. What they don’t tell you is that while you are paying into the program and they are “negotiating” with the creditors on your behalf, the creditors are reporting you to the credit bureaus. I literally have a creditor that filed a warrant for a court case because they weren’t getting paid. I spoke with a financial counselor and they advised me to completely get out of this program, which I did the same day. I’m writing this because I don’t want to see anyone get scammed, especially my fellow military members. PLEASE DO YOUR RESEARCH AND FIND AN ALTERNATIVE TO USING THIS COMPANY.