Initially I was not able to use my bank card, credit card, or Pay Pal to contribute money. Even though you sent me a message stating those charges did not go through, I waited a couple days to make sure they did not. I was eventually able to pay with a credit card after I notified the CC company that it was not fraudulent. that was very frustrating. then I had a co-working in Netherland and Costa Rica that were not able to contribute. They kept running into US requirements. I went with this service to try to make it convenient for my team, who geographically are spread out all over the world, to contribute to a team member wedding gift. It did not end up being very convenient.